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Financial inclusion and the right to privacy
While Aadhaar promises to bring improvements in the delivery of services to poor people and under-served communities, it could also facilitate the collection of massive amounts of information, which would expose vulnerable consumers to privacy risks—competing factors that well-crafted legislation can address.
- Categories
- Uncategorized
- Region
- South Asia
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OPINION: No matter what government says, coal is no longer India’s cheapest energy source
India now has nearly 200GW of coal. Further, the $4.6 billion estimate does not include other social costs (water pollution, deforestation, displacement, ash disposal etc.) To pass this off as an entire accounting of coal’s hidden costs is either shoddy or dishonest.
- Categories
- Energy
- Region
- South Asia
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How tech-enabled agriculture ventures are offering farm related services via mobile phones
“Farmers are forced to sell immediately after harvesting,” says Kishor Kumar Jha, founder-director, Ergos. “Withproper warehousing, farmers can store their produce and sell when prices move up.”
- Categories
- Agriculture, Technology
- Region
- South Asia
- Tags
- agtech
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Rural Financial Inclusion: Small Finance Banks Could Pick up Where Public Sector Banks Left Off in India
While the demonetization tsunami sorely hurt the microfinance industry, Bandhan Bank offers a good template for what MFIs can do after acquiring banking licenses.
- Categories
- Uncategorized
- Region
- South Asia
- Tags
- lending, microfinance
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Financial Inclusion: Have We Been Approaching The Problem All Wrong?
“The lack of trust in financial institutions partly explains the tendency of households to avoid financial products and invest in physical assets such as gold instead,” the report added.
- Categories
- Uncategorized
- Region
- South Asia
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Why Fintech Startups Are Wooing India’s Small Businesses
Manjunatha BN runs a music store called Sri Sai Musicals in Bangalore. He needed a loan of $7,800 (5 lakh rupees). Unsure of getting one from a bank, he decided to approach Bangalore-based digital lender Capital Float. To his surprise, he received his loan in no time.
- Categories
- Technology
- Region
- South Asia
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Report: MFI investors have to wait a while to reap benefits of digitization in India
Investors generally tend to measure the success of their investment based on the growth of portfolio, profitability of the MFIs and consequently their return on investments.
- Categories
- Impact Assessment, Investing
- Region
- South Asia
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Adoptions rise, but mobile wallets still less than 1% of all digital transactions in India
“Despite now accounting for 10% of the overall transaction volume in India, mobile wallets form less than 1% of the transaction value,” a report by Deloitte said which was unveiled at the Retailers Association of India CFO conference on August 23.
- Categories
- Technology
- Region
- South Asia
- Tags
- digital payments, fintech
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