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Microfinance for Better Housing: How the Sector Can Serve Low-Income Borrowers in India and Other Emerging Markets
In most emerging countries, populations are growing and the numbers moving into cities are rising even faster. Providing housing for these often low-income individuals has become a huge global challenge. But as development sector researcher Moin Qazi points out, these borrowers' lack of credit history, collateral and property rights makes it difficult for both traditional commercial lenders and microfinance providers to serve them. He explores the challenges facing housing microfinance in India and other emerging markets, and highlights some solutions.
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