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Is Microcredit a Vaccine or an Antibiotic?
In his third post in a series, Timothy Ogden asks if microcredit is a vaccine or an antibiotic. In other words, does it work best when delivered at the right dose and at the right moment, or when it's made available to an entire population? Thinking through that frame, he believes, can help social investors clarify their theory of change and guide what areas of microcredit innovation to invest in.
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