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The Avoidance Factor: Research in Indonesia reveals unique behavioral obstacles to microinsurance take-up
The nature of insurance is that it protects against unexpected, unpleasant events that people prefer not to think about. But human nature leads people to prioritize their expenses based on the needs that are top of mind. A recent survey in Indonesia revealed that this dynamic can be a factor in the low take-up of insurance. Nick Thornton discusses the research, and offers some solutions.
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- Education
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A Better Way to Pay for R&D? (Part 2): Pilot projects designed to help get Health Impact Fund ‘across the finish line’
After pilot projects have shown the Health Impact Fund really works, Professor Thomas Pogge says, "It will not be difficult to get some far-sighted – and cash-strapped – governments to become HIF supporters. And an agreement to create the HIF might then be reached, perhaps at a G20 meeting."
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- Health Care
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- infrastructure