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Health workers as mobile money agents?: Digital Campus working on a business model that explores the synergies
A major barrier to mobile money uptake is the lack of a well-trained agent network to serve and address the financial needs of the community, with the greatest effects felt in remote areas. One way to address this challenge is to explore synergies between community health workers and mobile money agents.
- Categories
- Education, Health Care
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The Power of Social Underwriting: Kiva Zip, on why it pays for lenders to tap the wisdom of the crowd
Social underwriting, ie: assessing borrowers’ creditworthiness by tapping into their existing trust networks, is a time-honored principle in community banking. And it’s increasingly being combined with digital tools to expand access to capital for borrowers that conventional lenders might reject as too risky or unprofitable. Kiva Zip’s senior director describes four ways they are implementing the approach.
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- Uncategorized
