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Indonesia, The Calm Before the Storm: Helix Institute discusses the implications of new regulations on the country’s mobile money agent networks
In Indonesia, regulatory uncertainly has kept big digital financial services players from investing to scale aggressively. But with new regulations, that may soon change. The Helix Institute examines the implications for Indonesian mobile money agent networks in the latest report from its Agent Network Accelerator Survey.
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- Uncategorized
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NexThought Monday – The (Financial) Wisdom of the Crowd: How a group of non-experts outperformed traditional credit ratings at identifying good and bad borrowers
Determining risk has always been a hurdle for lenders, and a barrier for small businesses looking to expand. Non-traditional credit scoring could help - but is it dependable? A new Harvard study on a crowdsourced credit scoring approach found it predicted defaults with 45 percent greater accuracy than standard credit scores.
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- Technology
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- credit scoring, lending
