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Everyday Financial Alchemy: How the poor make money appear on cue
Poor people´s financial concerns revolve mainly around making money appear as recurrent expenses come due, and when one-off needs and emergencies arise, says Ignacio Mas. They do this primarily through tactics he calls liquidity farming and income shaping. Mas and John Gitau illustrate the relationship between these two concepts in this intriguing post.
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- Education
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Something New in BoP Housing: A new OMJ study explores four key business models tailored to low-income consumers
In a study just published by the Opportunities for the Majority (OMJ) at the Inter-American Development Bank (IDB), researcher Christy Stickney highlights several promising approaches to penetrating the BoP housing markets in Latin America and the Caribbean, based on 11 cases from Colombia, México, Nicaragua, Paraguay, and Peru.
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