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Where’s the Bank? Proximity is Critical, So Why Aren’t Academics Writing About It?
Most academic papers on access to finance focus on behavioral economics and product design issues, but skip proximity and cost of access. Yet if there is one common element in all successful microfinance schemes it’s been finding ways to get closer to customers. An argument for learning how the nuances of distance influences market behavior.
- Categories
- Education
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In New India Map, Ayllu Identifies 9 Constraints, Innovations to Reaching Scale
Just launched at SOCAP 11, Ayllu is unveiling a new India Map that - through the perspective of entrepreneurs - examines key scaling challenges and innovations for social ventures in the region. Sponsored by Potencia Ventures, the map identified 9 major scaling constraints as well as innovations, which are illustrated by hundreds of case examples.
- Categories
- Education
- Tags
- impact investing, research
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Reinventing the Mobile Market in Mexico
Without a credit card, bank account, or official employment history, mobile providers are unwilling to take the gamble on providing a post-paid monthly plan option to Mexico’s poor. It sounds a lot like what many poor people encounter when attempting to obtain a loan. It’s in this environment where the founders of Finestrella saw an opportunity.
- Categories
- Technology
